How to create rent receipts
- Enter the tenant and landlord names and the address of the rented home.
- Enter the monthly rent and pick the period (for example April to March for a full financial year).
- Click Generate receipts, then Print / Save as PDF. In the print window choose “Save as PDF” to download.
- Get each receipt signed by your landlord and submit them to your employer’s HR or payroll team.
HRA exemption — quick rules
Under the old tax regime, the HRA exemption is the lowest of: (1) HRA actually received, (2) rent paid minus 10% of basic salary + DA, and (3) 50% of basic + DA in Delhi, Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad, Pune or Ahmedabad (40% elsewhere) — the last four cities were added from FY 2026-27. The new rules also ask you to disclose your relationship with the landlord. Work it out with our HRA exemption calculator and compare regimes with the income tax calculator.
Paying rent to parents is allowed if they actually own the home and declare the rent as income. Paying rent to your spouse is generally not accepted by the tax department.