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CTC to In-Hand Salary Calculator

Monthly take-home from your CTC. Free online CTC to In-Hand Salary Calculator by BullishBrush — instant results, no sign-up, works on mobile.

✓ 100% free✓ No sign-up✓ Runs in your browser🇮🇳 Indian rules (2026-27)
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Results are estimates for learning and planning. Actual returns, rates and charges vary.

How the CTC to In-Hand Salary Calculator works

Your CTC (cost to company) includes items you do not receive monthly: employer PF, gratuity and variable pay. In-hand salary = CTC − employer PF − gratuity − variable pay − employee PF − professional tax − income tax (TDS).

This calculator uses the new tax regime with the ₹75,000 standard deduction and treats gratuity as 4.81% of basic.

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