লোন ব্যালান্স ট্রান্সফার ক্যালকুলেটর কীভাবে কাজ করে
A balance transfer moves your loan to a lender offering a lower rate. The calculator compares the remaining EMIs at both rates and subtracts the transfer costs to show the net saving.
A transfer is usually worth it when the rate gap is meaningful and plenty of tenure is left.