এডুকেশন লোন EMI ক্যালকুলেটর কীভাবে কাজ করে
Most education loans have a moratorium — the course period plus a grace period — when you do not pay EMIs. Interest still accrues during this time and is usually added to the loan, so the EMI afterwards is higher.
This calculator adds simple interest for the moratorium period to the principal and then calculates the EMI for the repayment tenure.