টার্ম ইনস্যুরেন্স কভার ক্যালকুলেটর কীভাবে কাজ করে
Your life cover should replace the income your family depends on, clear loans and fund major goals. The calculator finds the present value of your family's future expenses (growing with inflation), adds loans and goals, and subtracts existing cover and savings. A quick rule of thumb is 10–15× annual income.